Through TruCard, you can seamlessly save in e-gold & silver TruCoins that are backed by physical gold & silver!

Create an Account
Enter your profile details to register and get started with savings as little as ₹100 in TruCoins.

Grow Your Money
TruCoins are backed by physical gold & silver and can help you insulate from inflation of paper money, with an avg. return of 5 to 14% per year.

Shop and Earn
Earn loyalty points and rewards in TruCoins when you shop with our partners.

Convenience
Through the mobile app, you can use TruCoins to conduct “banking” transactions in near real-time like P2P & money transfers, shop anywhere, and convert TruCoins to fiat currency and withdraw to your existing bank account all at your convenience.
Accredited Backers
TruCard is backed by Industry Experts & Accelerators to advance our mission.
Banking Partners
Our trusted banking partners
Partners
Trucard is partnered by industry experts
Why save in
TruCoins?
Make a safer saving
Traditional savings account does not yield high return. Cryptos are too volatile. TruCoins are safer bets and owning digital assets backed by physical gold & silver creates a balanced portfolio whilst taking advantageous of promises unlocked by DeFi.
Stay protected from volatility
Financial crisis create inverse correlation on bullion assets even in its digital form hence your saving stay insulated and continues to grow.
Digitizing Savings & Currency
With The future of owning gold is digital for both unlocking savings and to provide needed flexibility (transparency, security, privacy) and more importantly as a medium of exchange aka digital currency.
Did you know the Rupee lost almost 100% of its purchasing power in the last 60 years?
To put things into perspective, 100 rupees in 1958 is now worth ₹0.001 rupees. That’s inflation.
However, 10 grams of gold bought in 1958 is now worth ₹42,832.00. That’s a sound savings!
Not convinced?
Let’s compare your current status quo
Traditional Banks | Neo Banks | ||
SBI | 2.75% APY | NiYO | 7.00% APY |
HDFC | 3.50% APY | 811 by Kotak | 4.00% APY |
ICICI | 3.50% APY | Digibank by DBS | 3.50% APY |
Kotak Mahindra | 3.50% APY | Yono by SBI | 2.70% APY |
PNB | 3.00% APY | Finin | 5.00% APY |
Sources: https://ibsintelligence.com/ibsi-news/4-top-neobanks-in-india-innovating-in-the-banking-space/
https://corporatefinanceinstitute.com/resources/careers/companies/commercial-banks-in-india/
Depending on who you bank, the payout on your savings account is less.
The average interest rate on a savings account is very low – low enough that your savings won’t keep pace with the annual inflation rate of 7.24%.